This informal survey produced the following result: “45% of the users found their email accounts more valuable than their bank accounts.”
The author believes this is evidence of some sophisticated security reasoning on the part of users:
From a security standpoint, I can’t agree more with these people. Email accounts are used most commonly to reset other websites’ account passwords, so if it gets compromised, the others will fall like dominos.
I disagree. I think something a lot simpler is going on. People believe that if their bank account is hacked, the bank will help them clean up the mess and they’ll get their money back. And in most cases, they will. They know that if their e-mail is hacked, all the damage will be theirs to deal with. I think this is public opinion reflecting reality.